First thought?
We’re fucked.
Second thought?
Shit, I just paid for that air conditioner for the garage. I wonder if he still has the money.
He did and now I do.
Of course that was yesterday, not today, not January 25th when things started coming to a head, and not back in ‘04 when Kirsten started with the company, so let’s start there and work our way forward.
_____________________________________________________________________________
When I met Kirsten on my birthday in 2005, she was working for a company that I’ll call CabinetCo, doing processing work for a salesperson. The company was fairly small and specialized in kitchen design, but only the cabinet work. No counter tops, no tile work, just cabinets. The workflow at the time was a little wonky.
Let’s say you want a kitchen. So you come into CabinetCo, and they set you up with a designer to help design your kitchen. Once they design it for you, then the designer hands it off to Kirsten for fine tuning. She’d go through and make the plans accurate, then once the customer approved, she’d process the order through their system to get things ordered properly, get the job on the calendar, and get the job done.
At the time, the company was pretty small, so there really wasn’t a processing department, there was pretty much Kirsten and one other girl shoved in a corner. Better yet, Kirsten’s designer was a bitch. She’d yell at Kirsten, she’d manipulate things and she’d fuck her on commissions. By the spring of ‘05, she was thinking about leaving.
But then she got transferred to another designer, who really pulled her out of the fire. She wasn’t ideal to work with, but she was more fun. As things got busier, a processing department was created, and she assumed a quasi-manager position. She also flexed her IT skills and became the in-house computer repair person. She also was training every new employee, sales person or processor, and even training some future managers. The owner once told her, “I don’t know how the company would have come this far without you.”
The owner is a very religious man, a guy who on every invoice that goes out puts a donation to charity on the bill. You can’t curse around him, and he thought that the last Die Hard movie was too violent for him, not just his kids. He’s always been very nice to me, and very nice to Kirsten.
The company has been doing well for years, and then recently things started taking a downward tick. The custom shop was closed down, people started leaving the company, and things didn’t look bad, but not really that good either. Then came January.
It was January 25th when I got a call from Kirsten.
“Kacy just got laid off!”
That’s right, Kacy, Kirsten’s hot friend from work and bridesmaid at our wedding, was laid off from work. After Kacy packed up her things and left, the owner pulled Kirsten into the office and said to her, “Kirsten, don’t worry about your job. Your job is not in jeopardy.”
Things weren’t getting better though, and Kirsten was starting to complain. Salespeople were fucking up orders and causing chargebacks, Kirsten was being chastised for not anticipating what a salesperson wanted, and it was getting ridiculous. It all smacked of Deja Vu.
Then, Kirsten’s grandmother passed away. We flew to Chicago, went to the funeral, and the day she gets back to work, she gets reprimanded by her boss. The owner of the company, the sales manager (who Kirsten trained), and her direct manager, told her how she needed to be nicer, how she needed to do what the salespeople wanted her to do, because they made the money and she didn’t. Now in all fairness, let’s point out that Kirsten was a little stressed. She had a grandmother who was dying, and a wedding to plan, plus a ton of work to do. But what her boss wanted her to do was coddle the salespeople when they got stressed out, and don’t worry about your own problems, just push those aside. The salespeople are important.
Timing is everything, isn’t it?
Flash to yesterday, and her boss telling her that he had to let her go because he was told by the other two owners that he had to cut costs by a certain dollar amount, and she was the easiest way to go. Her direct supervisor was working on it up until the morning of, and there was nothing they could do. Kirsten had to go.
The department is now left with a veteran who’s “pretty much” full time, one girl who’s been there 6 months, and another who’s been there just over a year.
Not sure how they expect to get things done, but whatever. Not my problem anymore.
That brings us back around to yesterday, and the plan of attack.
Let’s just put it all out there, because it’s all about honesty.
We’re in debt. 3 car payments, lots in credit cards and a house. Now we’re not locked in some wonky mortage payment, but our plan for the past few months has been to get out of debt via three methods:
1. Money from the wedding
2. Profits from the sale of the truck.
3. Tax Refund Cash
I don’t owe a shit ton of money on the truck, but I do have two trucks to pay off, the ‘01 and the ‘04. By selling the truck in the 20’s, I’d be able to pay off two trucks and a chunk of credit cards. Then we’d take the money from the wedding, plus the money from the tax refund and we’d be good to go. If the truck didn’t sell by the end of the honeymoon, then we’d pay off the green truck with the money from the wedding and tax refund, and that would put us in a good scenario.
Well we get back from the honeymoon and BAM! $3g’s on the dogs. We didn’t have enough money to pay off the truck anymore, but we did have enough to fill the gaping hole in the roof of my garage with an air conditioner, so I got a good deal from a friend in the club I’m petitioning, and on Tuesday I give him a chunk of change to get it done.
Then of course, Kirsten gets laid off.
Now I’m in panic mode. I knew she could get a job at Kacy’s new work, which could overall be a money saving deal. It’s less than a mile from the house so she wouldn’t have to commute, and I’d take over the xB so we wouldn’t have to buy a new car. Problem is, the new job would pay half for at least 90 days.
The weekend before the lay off, I talked to Kirsten about her job. “Just don’t lose that job,” I said, “Because you’re the bread winner in this family.”
This new paycheck amount would mean that I would make more than her, and I don’t make dick.
So what could I do? It took Kacy 6 weeks to find a job, and unemployment is high. There’s a very good chance that she won’t get a job immediately and that we’ll have at least 2 weeks without a paycheck. I plug things into my spreadsheet and realize that with the possible new paycheck parameters we’d be in the hole $700 a month, and that’s on the assumption that I sold my truck. Otherwise, we’re in a LOT more.
What I did was everything I felt I could do to make more money and get us back to the same spot as before.
1. I applied for a retail job, part time.
2. I marked the truck down to $17500 for a quick sale.
3. I emailed my editors to ask for any work I could.
4. I got the money back for the a/c unit.
Now we have a **little** bit of cash in the bank. Enough to cover a few weeks anyways, and hopefully she can get the job before we hit the shits. If not, then we have to do some serious work to get out of debt and stay afloat.
I’m not sure if we can do it, and I’m scared out of my fucking mind.
Guess we’ll see how it goes.